Business Real Estate Loans

Our team is committed to providing business Real Estate loans for commercial construction, property purchase, refinancing combined with some of the lowest mortgage rates. We have years of experience working with owners and investors and let us help you customize a loan option that fits your business.

We strive to assist self-employed small business owners acquire, refinance, or expand their business properties. Our owner-occupied real estate loan can provide you with funds to acquire, build, improve, or refinance properties. We offer both conventional and SBA owner occupied commercial mortgage loans. With 25-year terms and interest rates ranging from 5.75% to 7.00%*, SBA 7(a) loans are a great option for small business owners looking to refinance an existing commercial real estate mortgage, buy an office building or other owner-occupied commercial property.

Loans are available for almost al kind of property types. Please note, special underwriting conditions may apply to some special purpose properties. Loan to Value is typically as high as 75% for conventional loans, as high as 90% for qualified SBA loans. Types of financing include: permanent, bridge, construction, Small Business Administration (SBA), industrial/tax-exempt revenue bonds, and secured lines of credit.

Contact our highly professional mortgage professionals to structure a loan that meets your specific objectives of acquiring, building, or refinancing commercial properties.

Apply online today to get the loan process started. If you have any questions, please feel free to contact us today.

We are just a call away, call us at or click the button below to apply online.

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Why Henry Munoz For Your Real Estate Financing, Listing Or Purchase Transactions

 Henry Munoz is a California Department of Real Estate licensed Real Estate Broker and Loan Officer.He has exceptional reputation as a Hard Money / Soft Money Private Money Lender in Torrance,California and  built on his capability to provide quick financing solutions for borrowers. Henry has  23  of years in residential, commercial, and business purpose loans secured by real estate, He is able to process your loan application quickly and give quick answers once the  property has been reviewed  to include a Title report and borrower information received.Fast answers usually usually 2-5 days.

Henry also holds a Los Angeles County Legal Document Assistant Registration which is a independent practicing paralegal.This come in handy when there are legal and title issues with a property.In order to obtain this registration,you must have completed a  accredited program in paralegal studies.In addition having and active bond.

As a Broker,he has acess to private and institutional lenders that are not be availble to the general public.Most loans are based on the value of the property and the loan to value.

Typically an asset based loan does not require exhaustive financial evaluation of the borrower.I welcome loans turned down by Banks and other Lenders.

Call Henry Munoz direct at 310-975-9739

For consumer residential loans-

For consumer reverse mortgages also known as home equity conversion mortgage.

Don't trust your financing,purchasing or listing needs to a inexperienced loan officer or salesperson/agent

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