Conventional Mortgage Loans

Conventional loans are the most common type of loans that are not insured or guaranteed by the government. These loans adhere to Fannie Mae guidelines. Fannie Mae, or Federal National Mortgage Association, is a corporation created by the federal government that buys and sells conventional mortgages. It sets the maximum loan amount and requirements for borrowers.

Conventional loans offer better interest rates than non-conventional loans. The decision on qualification belongs solely to the lender and there may be fewer restrictions on the applicant's personal financial situation than a government-backed loan. These loans typically involve a 25% equity injection. These loan programs are typically useful for long term construction financing for new builds of all kind of commercial property types.

We are offering low, long term fixed rates and flexible underwriting. Conventional loans are available nationwide for both investors or owner-users.

If you are looking for a conventional loan, contact our mortgage advisors now.

We are just a call away, call us at 310-975-9739 or Click the button below to apply online.

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Why Henry Munoz For Your Real Estate Financing, Listing Or Purchase Transactions

 Henry Munoz is a California Department of Real Estate licensed Real Estate Broker and Loan Officer.He has exceptional reputation as a Hard Money / Soft Money Private Money Lender in Torrance,California and  built on his capability to provide quick financing solutions for borrowers. Henry has  23  of years in residential, commercial, and business purpose loans secured by real estate, He is able to process your loan application quickly and give quick answers once the  property has been reviewed  to include a Title report and borrower information received.Fast answers usually usually 2-5 days.

Henry also holds a Los Angeles County Legal Document Assistant Registration which is a independent practicing paralegal.This come in handy when there are legal and title issues with a property.In order to obtain this registration,you must have completed a  accredited program in paralegal studies.In addition having and active bond.

As a Broker,he has acess to private and institutional lenders that are not be availble to the general public.Most loans are based on the value of the property and the loan to value.

Typically an asset based loan does not require exhaustive financial evaluation of the borrower.I welcome loans turned down by Banks and other Lenders.

Call Henry Munoz direct at 310-975-9739

For consumer residential loans- www.Hmrealestateloans.com

For consumer reverse mortgages also known as home equity conversion mortgage. www.reversemortgage-hecm.com

Don't trust your financing,purchasing or listing needs to a inexperienced loan officer or salesperson/agent

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