Mortgages & Loans FAQs
Henry Munoz is a California Department of Real Estate licensed Real Estate Broker and Loan Officer.He has exceptional reputation as a Hard Money / Soft Money Private Money Lender in Torrance,California and built on his capability to provide quick financing solutions for borrowers. Henry has 23 of years in residential, commercial, and business purpose loans secured by real estate, He is able to process your loan application quickly and give quick answers once the property has been reviewed to include a Title report and borrower information received.Fast answers usually usually 2-5 days.
Henry also holds a Los Angeles County Legal Document Assistant Registration which is a independent practicing paralegal.This come in handy when there are legal and title issues with a property.In order to obtain this registration,you must have completed a accredited program in paralegal studies.In addition having and active bond.
As a Broker,he has acess to private and institutional lenders that are not be availble to the general public.Most loans are based on the value of the property and the loan to value.
Typically an asset based loan does not require exhaustive financial evaluation of the borrower.I welcome loans turned down by Banks and other Lenders.
Call Henry Munoz direct at 310-975-9739
For consumer residential loans- www.Hmrealestateloans.com
For consumer reverse mortgages also known as home equity conversion mortgage. www.reversemortgage-hecm.com
Don't trust your financing,purchasing or listing needs to a inexperienced loan officer or salesperson/agent
ALL LOANS ARE MADE OR ARRANGED PURSUANT TO CALIFORNIA DEPARTMENT OF REAL ESTATE BROKER LICENSE #01786680.NMLS# 228855
COMMERCIAL OR (RESIDENTIAL 1-4 UNITS) REAL ESTATE LOANS ARE FOR BUSINESS PURPOSE ONLY.ALL LOANS SECURED BY A FIRST TRUST DEED SECURED BY REAL PROPERTY.